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Debt Help and Support from our IVA Specialists!

  • One affordable monthly payment
  • Freeze Interest & Charges
  • Potential Debt Write off
  • Legal Protection from your creditors
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Bee Wise Solutions specialises in administering Individual Voluntary Arrangement (IVA) and we will charge fees for this service, you can find out more about the fees charged here. Should we recommend an alternative solution (e.g Debt Relief Order, Debt Management Plan) then we will refer you to one of our trusted third parties and may receive a fee for this. An IVA is not suitable in all circumstances. Entering a debt solution may impact your credit file.

To find out more about managing your money and getting free and impartial debt advice, visit www.moneyhelper.org.uk, an independent service set up to help people manage their money.

Speak with one of our specialists today, who can ensure you qualify, assist in setting up and administering your IVA.

At Bee Wise Solutions, we empathise with the challenges individuals face when dealing with debt. That’s why our team of friendly unbiased advisors are dedicated to offering personalised and straightforward guidance.

With our extensive experience in assisting clients in their financial recovery, we are committed to helping you reach your objectives.

Bee Wise Solutions specialise in administering individual voluntary arrangements and provide advice in contemplation of an insolvency appointment. Should an IVA not be suitable to you, we will refer to an FCA authorised debt advisory firm.

Contact us today to discover the ways we can support you.

Bee Wise Solutions - UK Debt Help Specialists

Read more about potential UK debt solutions below, or speak to Bee Wise Solutions for guidance

Debt Management Plan (DMP)

A Debt Management Plan or DMP as it is commonly known is an informal arrangement but rather than you dealing with the creditors directly, a debt management company would do this on your behalf. You would make one payment to them, and they would then distribute this to your creditors on a pro-rata basis. Pro-rata means the creditor you owe the most to gets a bigger share than the creditor you owe the least to.

Find out more

Bankruptcy

Bankruptcy is a formal insolvency process; you may be suitable for this if you cannot afford to repay your debts as and when they fall due. You can make an application yourself online or your creditors can apply to make you bankrupt; however, you would need to owe them £5000 or more for the creditor to do this.

Find out more

Individual Voluntary Arrangement (IVA)

An individual voluntary arrangement or an IVA as it is commonly referred to is a where a legally binding agreement is drawn up between you and your creditors to allow you to repay your debts at an affordable rate. At least 75% of creditors (by debt value) must accept the proposal for it to be approved. An IVA typically lasts for 5 or 6 years, with any remaining debt at the end of this period being written off.

Find out more

Debt Relief Order (DRO)

A Debt Relief Order or a DRO as it is commonly known is an alternative to Bankruptcy which results in all your qualifying debts being written off. Bee Wise Solutions do not administer DROs, however, should this be the most suitable solution for you we will refer to one of our trusted third parties. There are strict criteria for a DRO and to be eligible your debt level needs to be below £50,000, not have assets worth more than £2,000, not own a vehicle worth more than £4000, you cannot be a homeowner and you must have less than £75 disposable income each month.

Find out more

Dedicated to delivering comprehensive debt information and effective solutions.

Get started in just 3 simple steps.

Step 1

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Our form is designed with a user-friendly interface and is simple to fill out.

You’re in the right place to overcome the challenges of the first step.

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Step 2

Let’s discuss

Support with empathy

Share your situation, and we will provide you with a clear overview of the assistance you qualify for.

Discover the solutions you qualify for and get all your questions answered along the way.

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Step 3

Get Support

We will help you find a suitable debt solution

Let us ease your worries about debt. When you consult with us, we will create a personalized action plan to provide you with peace of mind.

We are here to assist you in setting up and providing ongoing support as you manage your debts, for as long as necessary.

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Some of the creditors we can deal with.

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How we can help you

We deal with all types of debt, including..

Credit Cards

Unsecured Loans

Store Cards

Overdraft

Personal Loan

Utility Bills

Business Debt

Catalogues

Debt Collectors

Bailiffs

Speak With a Bee Wise Solutions Advisor

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